skybluepink

we went looking at houses again today. after viewing a few open houses we met with our realtor this afternoon at a house we've had our eye on. it's a great house at a pretty reasonable price ~ a very charming 1925 victorian home; 2 bedrooms, 2 bathrooms ~ one bathroom had a clawfoot bathtub ~ a cool kitchen, dining room and living room and a great yard. hubby and i both like it a lot. after checking it out, our realtor let us know that there was an offer given yesterday and the seller wants to fast track the house, or boilerplate it, as i guess it's called. anyhow, that means if we want it, we have to place an offer on it. today.

holy finance, batman.

we were there about an hour and we finally left and told the realtor that we would give her a call later this evening when we had made a decision. i just called her. we are not going to make an offer. it's just too much, too fast. we want to have 20% down and we have a ways to go. we think our families will help us with the deposit, yet we don't know by how much. we know we will be able to get a loan, as we have really good credit, but we don't want to be strapped and working just to pay the mortgage, especially since i'm not working right now. (though i do have two interviews this week. yay!)

it was so stressful coming to this decision, though. luckily, both hubby and i are on the same page. but i'm totally stressed. it's one thing to look, it's another to play the game. and right now i'm totally stressing out. i totally have a gnarly headache.